Payment Information
Last Updated: September 2026
1. Accepted Payment Methods We accept the following secure payment options for all online purchases:
Major Credit & Debit Cards:
Visa
Mastercard
American Express (Amex)
Discover
JCB
Diners Club
Digital Wallets & Express Checkout:
PayPal
Apple Pay
Google Pay
Buy Now, Pay Later (BNPL) / Flexible Installment Financing:
Klarna: Split your furniture purchase into 4 interest-free bi-weekly installments, or choose monthly financing options at checkout.
Afterpay: Pay for your order in 4 equal, interest-free installments due every 2 weeks.
2. Transparent Pricing & No Hidden Fees
Currency: All transactions and item prices on korser.net are strictly listed and settled in United States Dollars (USD).
Sales Tax: Applicable state and local sales taxes are calculated automatically based on your destination shipping address and clearly displayed in your order summary prior to payment confirmation.
No Hidden Surcharges: We do NOT assess any unexpected handling charges, international transaction fees, customs clearance charges, or fuel surcharges upon delivery within our domestic contiguous US delivery network. The total balance calculated at checkout is the final amount you pay.
3. Payment Processing & Order Confirmation
Authorization: Your selected payment method is charged and authorized in full at the moment your order is officially placed.
Installments: If you select Klarna or Afterpay, your first payment installment will be processed immediately upon checkout.
Order Confirmation: Once authorized payment is cleared, an automated order confirmation receipt detailing your purchased items, tax breakdown, and shipping address will be dispatched to your registered email address.
Billing Statement Descriptor: Charges on your bank or credit card statement will appear under the verified commercial billing descriptor: KORSER or KORSER*RONGYU.
4. Payment Security & Data Privacy Your online security is paramount. Korser utilizes bank-level encryption standards to ensure your sensitive financial details remain strictly confidential:
256-bit SSL/TLS Encryption: Our entire storefront and checkout funnel are protected by standard Secure Sockets Layer (SSL) encryption protocols.
PCI-DSS Level 1 Compliance: Korser is powered by Shopify’s checkout architecture, certified Level 1 PCI-DSS compliant.
Tokenized Data Storage: We do NOT store, process, or hold your full credit/debit card numbers or CVV codes on our internal servers. All transactional credential exchanges are tokenized and processed directly through regulated, third-party payment gateways.
5. Payment Declines & Troubleshooting If your payment is rejected or fails to process during checkout, we suggest checking the following:
Billing Address Accuracy: Ensure that the billing address and postal code entered at checkout match the exact registered address on file with your card-issuing bank.
Card Limits & Fraud Alerts: Because our sectional sofas and smart furniture pieces represent high-value transactions, some financial institutions may trigger automatic security holds. Contacting your bank to authorize the transaction often resolves this immediately.
Card Expiration & CVV: Double-check that your expiration date, 3-digit (or 4-digit Amex) security code, and card number are accurately typed.
6. Contact Payment & Billing Support For billing discrepancies, invoice inquiries, or questions regarding our installment partners, please contact our financial care desk:
Trading Brand: Korser Furniture
Official Website: https://korser.net
Customer Support Email: support@korser.net
Support Hours: Monday – Friday, 9:00 AM – 6:00 PM (EST)
Billing & Payment Processing Merchant: Rongyu Technology Limited (香港榮鈺科技有限公司) Room E39-11, 16/F, Wong King Industrial Building, 192-198 Choi Hung Road, San Po Kong, Kowloon, Hong Kong SAR
